今天骑了好多路(上)

1、 考财务管理时与某人发生少许口角,加之考试压力太大,于是考完后在游泳,看电影,打篮球中,毅然决然突然猛然忽然地选择了骑车去兜风。

2、 上次的路线是一路向北,结果竟然神奇地骑到了美丽的南京著名风景圣地玄武湖。于是这次打算再尝尝鲜,一路向南,这次会到哪呢?会是紫金山?(PS:我是路盲)

3、 骑着骑着看到三山街,潜意识告诉我,我很可能是沿着地铁再走。但潜意识没能告诉我我是去奥体还是去迈皋桥。后来因为没有看到火车站于是断定我是再去奥体中心。今天今天兜风的目的也付出水面,去那个空旷的奥体中心,坐在台阶上看夕阳慢慢掉下去,恩,非常美好!加速南下。

4、 到了小行那个车站后,原来我following那个地铁的线拐弯了,而且地铁竟然分叉了(头发分叉,地铁也能分叉啊)。下面该follow哪一条铁轨呢?当时我的处境对一个路盲来说的确是非常危险的。

5、 后来我毅然决定右转,因为我觉得奥体应该在南京的西边,而的当时正好太阳也在西边。在这个英明神武的决定下,我最终没有能够找到奥体中心。

6、 其实右转骑了半个小时后,我就已经意识到今天我可能找不到奥体中心了,因为我骑过路旁边没有房子的,然后又骑到路边有房子的。很可能我骑到了另外一个镇了。开始骑得时候还有熟悉的公交车。后来公交车没了,看到大巴的比较多。天上总有飞机起飞降落,估计理飞机场不远。

7、 就这样一直走下去没有一个交代啊,没找到奥体中心,也没什么重点。在骑车的很长一段时间,我就这样没有目的的骑,看看边上的平房,女人,和狗。

Posted in 日周月年 | Leave a comment

love

I love someone is not because I want to get anything from her, like beauty, wisdom, cuteness, tenderness, and so on. Love is to give others what I have willingly. If I am lucky, that person will respect my work. Love is to share, to expose myself entirely to that person without fare. It is trust.

However, if we say I say this “love” thing without thinking of benefit and sacrifice, it is impossible. It is my nature to think what is the reward of my behavior. If I cannot get it right now somehow, I am thinking of expectation. BUT, love is not explained in this way. You really think you can get from the other part some benefits, do you? Love is not doing business, otherwise, it is just making love, making a deal with someone. Because we call it love, so it is fundamentally wrong to use the economic way to think. Love is not composed of promise and hope. I love playing basketball. It is not because I hope the if I keep playing like this I will success one day. Someone does have this attitude, but then it is not called love. However, we do have confidence in love. When we are in love, we believe in the future, but not hope for the future.

So love is not rational, it is from our emotion, just like we love sports, love sightseeing, love shopping. I will be gratified when I spend the time with whom I love. We two can enjoy the happy time.

From SOMEONE’s point of view, we love someone because we love his/her qualities. These good qualities are from God. We have the instinct to be close to God. Thus we love to spend some time with those who have good qualities, who are kind, who are diligent, who are humorous. For marriage, it’s related to the major purpose of living. We live for serve. So with the spouse, we can better serve the world. Each love happens, even the love between a couple, is because there is God that we both love.

Anyway, for conclusion, when I am in love with someone, I will and should admire her good qualities and share my property(emotional and material, knowledge and asset).

Interestingly, here are some extractions from dictionary.

He knows not what love is that has no children.

没有孩子的人不知道什么叫爱。

One love drives out another.

新的爱情来, 旧的爱情去。

Unlucky in love, lucky at play.

情场失意, 赌场得意。

Love and a cough cannot be hid.

爱情和咳嗽是藏不住的。

Love can neither be bought or sold.

爱情是不能买卖的。

Love cannot be enforced [compelled].

爱情不能强求。

Love is blind.

爱情是盲目的; 情人眼里出西施。

Love is never without jealousy.

有爱情必有妒忌。

Love is the reward of  love. [L-is the true price of love.]

爱就是爱的报酬。

Love lives in cottage as well as in courts.

爱情不分贫贱与高贵。

Love me, love my dog.

爱屋及乌; 打狗要看主人面。

Posted in 有感而发, 练习洋文 | Leave a comment

The Effective Executive

After reading the final chapter, ”conclusion: effectiveness must be learned”, the main idea of this book is quite clear. As Drucker concluded, effectiveness can be and must be learned. Because the economy, society, organizations and knowledge worker themselves all badly need to be effective. Drucker told us how to be effective step by step, chapter by chapter.

The first step toward effectiveness is a procedure called recording where the time goes. Know the time first, then analysis the time, cut those unnecessary things for the sake of the scarcity of a resource, namely, time. The next thing need to concern is whether executives are contribution-oriented. After all, it is contribution that makes their names on the payroll. So they need to think about their own goals and those of the organizations. The most valuable part of this book is making strengths productive, while making weakness irrelative. What a brilliant idea. Chapter 5 told us to do first thing first. It’s similar to know the time, but this time it doesn’t deal with time, but the task we need to finish. I learned that it’s better to do one thing at a time. Finally, Drucker showed the elements of a decision and how to make an effective decision.

It’s the second time I read this book, only this time it’s in English. This book is easy to understand but hard to practice. I tried to record my time twice, but met difficulties to continue and analysis my time usage. I’m trying to only make my strength stronger and productive, but it’s impossible to just ignore my weakness, it always bothering me. I think we to finish tasks one by one, but it is impossible for us to give up other assignment. My time lapse away quietly. Making decision is now an instinct in my head, and it will not fellow the procedure suggested by the author. So just like Druck said, it is “learning through doing”, and self-development through practice.

In my opinion, most of his idea is valuable, but there is some idea out of date. After all this book is written in 1967. The meaning of employee is changed, as well as the way we do business. For example, we can see he is very much contribution oriented, but now days, relationship between boss and employee is equally important. We can say we are focusing more and more on long term contribution. So my personal suggestion is to keep this book as a guidebook, but use it wisely.

As usual, here is some quotation I’d like to share.

1. The truly important events on the outside are not the trends. They are change in the trends.

2. There is no “effective personality”… all they have in common is the ability to get things done.

3. Effectiveness, in other words, is a habit; that is, a complex of practices.

4. They knowledge worker must be focused on the results.

5. Actually, all one has to do is to learn to say “no” if an activity contributes nothing to one’s own organization, to oneself, or the organization for which it is to be performed.

6. Getting rid of anything that can be done by somebody else so that they can really get to one’s own work.

7. A well-managed factory is boring. Nothing exciting happens in it because the crises have been anticipated and have been converted into routine.

8. Meeting therefore, need to be purposefully directed.

9. “I have yet to come across a crisis which could not wait ninety minutes.”

10. He knows that he needs large chunks of time and that small driblets are no time at all.

11. What can I contribute?

12. What contribution from me do you require to make your contribution to the organization?

13. Warm feeling and pleasant words are meaningless, are indeed a false front for wretched attitudes, if there is no achievement in what is, after all, a work-focused and task-focused relationship.

14. Communications are practically impossible if they are based on the downward relationship.

15. Effective executives insist that the purpose be thought through, and spelled out before a meeting is called, a report asked for, or a presentation organized.

16. Strong people always have strong weakness too. Where there are peaks, there are valleys.

17. It is written on Andrew Carnegie’s tombstone,” Here lies a man who know how to bring into his service men better than he was himself.”

18. In an organization one can make his strength effective and his weakness irrelevant.

19. One implication is that men who build first-class executive teams are not usually close to their immediate colleagues and subordinates.

20. It is effective executive’s capacity to make common people achieve uncommom performance.

21. One can do in school is to show promise.

22. Every people-decision is a gamble. By basing it on what a man can do, it becomes at least a rational gamble.

23. Weakness only produces headaches—and absence of weakness produces nothing.

24. If there is any one “secret” of effectiveness, it is concentration. Effective executives do first things first and they do one thing at a time.

25. For doing one thing at a time means doing it fast.

26. The unexpected always happens—the unexpected is indeed the only thing one can confidently expect.

27. There is no lack of ideas in any organization I know.

28. Timing is the most important element in the success of any effort.

29. Achievement depends less on ability in doing research than on the courage to go after opportunity.

30. One can organize the future to compete with the present.

31. A country with many laws is a country of incompetent lawyers.

32. “Half a loaf is better than no bread.””half a baby is worse than no baby at all.”

33. Reality never stands still very long.

34. The first rule in decision-making is that one does not make a decision unless there is disagreement.

35. “A blind Venetian’s isn’t the same thing as “a Venetian blind”.

36. Most people start out with the certainty that what they see is the only way to see at all.

37. The effective decision-maker starts out with the commitment to find out why people disagree.

38. Computer cars out predetermined reactions to expected events.

39. Effectiveness can be learned. Effectiveness must be learned. I TRUST.

Posted in 摘记评论 | Leave a comment

最近

最近有点忙

为了写文章

文章写不长

问题一箩筐

前面有榜样

自己不紧张

时间在流淌

破灭是希望

挠破头皮想

挖空肚和肠

想想小沈阳

成名一晚上

你要想变强

台下做文章

傻乎乎学了十八年寒窗

突然发现就要离开课堂

看到别人高半夜凉初透考如此紧张

回想自己中学美梦一场

以后的路肯定又险又长

酸甜苦辣让人不敢去尝

坏人小人叫人不得不防

费思量

愁断肠

戏一场

莫须慌

心开朗

寿自长

睡饱吃香

总有希望

Posted in 尾字押韵 | 1 Comment

发票发票,发财的票

在车站,我们常会看到手拿地图叫着“发票发票”的中年妇女,据说他们贩卖的发票价格是发票面额的3%左右。

在学校,有些导师会不定期的给学生报销些发票,算是给学生的一种补贴吧。

那么发票到底是什么?为什么又那么重要?上面的事情是不是合法?以及许多关于发票的疑惑都会在这里得到解答。

中国的税费征收制度是非常具有中国特色的,实行的是增值税发票制度,税务部门“查税看票”,将企业的发票定为企业税费的重要依据。然而薄薄的一张发票却不能担任其承载关系国计民生的税收重任。

税务部门如何收税?

我国税收的95%是来自增值税,即应纳税额=(当期销项-当期进项)*税率,税率根据产品不同分为免税、13%17%三个档次,这样做是为了减少重复收税。比如我花1000元进了些布料,加工后以1300元销出去,那么根据17%的税率,我需要缴纳(1300-1000*17%=51元钱的税。税务部门如何查我花了多少钱,我卖了多少钱?根据交易的发票。

为什么我们在买完东西后要索要发票?

目的有两个:1、确保卖方要去缴税。一式三联的发票一旦开出就不能修改和撕毁,税务部门就可以据此收税。如果对方不开,税务部门就根本不会知道企业有这样一比收入,也就无法收税。2、买方把其中的一联发票拿回自己单位报销。这样买方的企业就会增加当期进项额,减少税费。

企业如何作假?

根据上面的例子,企业作假也就分为两种:1、卖方不开发票,因为开一张100元的发票就意味着其中17元的税费给国家,企业实际只从买方得到了83元;如果不开发票,税务部就收不到税,卖方可以90元的价格卖给你,这样卖方多得7元,买方节约10元,这正好是国家税收中亏损的17元。2、另一种是买方用虚假发票充当支出。企业向非法机构购买假发票,这样制造虚假当期进项,虚假支出,较少应交税额。

个人的发票报销时怎么回事?

发票报销本来是指企业委托个人去买东西,然后根据发票把钱还给个人。但在企业财务部门审核不力的情况下,个人会把购买的私人用品花费开成以公司名义的发票,这样就是以公谋私。虽然现在法律已经规定烟酒等的发票不能作为当期进项,但是如果在大量烟酒中夹一叠复印纸,就可以将发票开成办公用品了。呵呵。
另外一种情况通过报销发票来逃避个人所得税。个人工资等收入的个人所得税是由企业代扣代缴的,因此企业可以将部分工资以报销发票的方式发放来减少个人工资收入,减少个人所得税,同时企业也可以获得更多的发票来增加当期进项,减少增值税。真是一举两得。据同学说,某市场部同学现在每个月企业给他报销的发票金额为10000元。而政府人员公费报销发票丑闻更是举不胜举。

在西方,除了发票作为经营凭证外,企业大部分交易都必须经过银行账户,现金消费的情况较少,所以税收一般通过企业在银行的资金流动情况来判断。

我认为解决虚假发票的比较好的方法就是采用电子发票。

PS消费税主要是对消费那些奢侈品、资源消耗品、不易健康品等需要交的惩罚性税种,一般的消费品是不用交的。

当然,造成企业、个人使用利用发票的行为国家也有责任,这么高的税费,这么不透明的财政支出,鬼才心甘情愿的把钱交给国家去造福于民呢!

Posted in 电子商务 | 1 Comment

Professor Kim

生平第一个外教给我上课,你还别说,进口的还真是比国产的要好点。事实上,我觉得上过我的课的南大老师,比他好的不超过2个。

Kim上课时候流露出来的激情是他把本来无聊的corporate governance变得非常生动有趣。语言是一方面,神态和肢体语言也必不可少。他打响指的动作,和作为top secret的张开手掌的动作依然记忆如新。

我们中国学生表现的实在很差,以至于最后他都没有说那些套路的we have a great time together.他说的是I’m loyal to you. I didn’t teach other students. I have to leave.看到我们堂而皇之的用他写的书的复印版本,一定让这位美国教授非常震惊。课堂上也没有出现那种robustdiscussion。一方面我们英语并不好,另一方面我们对金融知识就像文盲一样。每当问道你们中国的董事会外部董事比例有多少?你们最好的institutional investors有哪些?我们就开始猜,我们这些商学院的同学就开始猜。

每节课都是有作业的,每次的作业都是要去搜集资料的。如果在美国,接受2年这样的训练,不知识渊博也难的。不过他看了我们交的作业,那表情既失望有尴尬,哭笑不得。哎,真是对不住他了。

激情与智慧并存的professor Kim就这样走了,虽然我们并没有给他留下太美好的印象,或许他也很快就会忘记一个叫“zizi”的中国学生,但是他作为一个教授的形象留在了我心中,教书的应该做到像他那样

Posted in 有感而发 | 2 Comments

...

这些年

苦和甜

总归在校园

儿时愿望那么遥远

越理想就越看不到边

难怪有人很诙谐

“别和我谈理想,早就已经戒”

即使理想可以没有,但生命却还没有终结

没有理想的生命好比一根小草飘在荒野

《孙子兵法》的战略行

“为”和“不为”要分清

可是谁又能那么肯定

对结果有100%的信心

觉得自己在努力的时候发现有人比你努力100倍

觉得自己在玩时看到有人比你疯狂1000倍

不是结果让人累

而是结果和和努力之间的不匹配

life sucks,

if you don't get any luck.

someone plays in the park,

while owns a garage to park.

someone never stops working until dark,

but the color of his hands is still dark.

Posted in 尾字押韵 | 1 Comment

德鲁克 V.S. 柯林斯

在德鲁克的《卓有成效的管理者》中,他提到人应该发挥他的长处,在对待工作时,应该首先考虑人的长处与工作的匹配,不能为某个人的能力而安排岗位。真正以任务为导向安排人员的企业才是真正以成效为导向的企业,也就是全书的主题。

柯林斯《从优秀到卓越》一书的观点则是先人后事,企业要先找到合适的人,才能将企业朝着自己的战略和远景前进。他认为只要有了合适的人才,优秀的人可以高度自我调整和自我激励,从而创造绩效。

用社会主义科学发展观来看待这个看似矛盾的问题的话,两者并不冲突,企业既要有合适的人,也要以绩效为导向,过分区分先人后事,还是以任务定人才是没有意义的。企业要人才岗位两手抓,两手都要硬。(这段扯淡)

我认为,德鲁克和柯林斯的想法区别在于企业到达成功的方法不同,德鲁克认为成功取决于合适的人在合适的岗位上发挥其最大的优势。他的前提是有一个完美的岗位安排,这个岗位如果发挥出它应有的功效就可以为企业创造绩效。但柯林斯认为企业成功首先取决于一个愿景,有了美好的远景后招募优秀的人才,企业就会自动趋向于那个既定的远景,“谁”的问题要高于“干什么”的问题。德鲁克显然不会同意这样的观点。柯林斯认为从人到成功之间的东西应该是活的,而不想德鲁克认为的那样必须通过岗位安排。所以问题的关键是员工为企业创造绩效是否必须通过岗位的安排?如果需要,那么德鲁克的观点比较合适,必须以绩效为导向,从绩效衍生出任务(岗位)安排,从而找合适的人。如果不需要,那么柯林斯的观点比较合理,只要先找到优秀的员工,他们就会自发的通过各种途径,将企业带入远景,员工的岗位可以变,职能可以变,只要优秀的他在企业美好愿景的指引下,企业绩效不成问题。

这个问题我没有实践经验,但我想,答案可能要依企业的性质的不同,而且并不是说有个标准,两种理念的公司可能都能成功。另外德鲁克写《卓有成效的管理者》是上世纪60年代,柯林斯写《从优秀到卓越》是21世纪,虽说德鲁克关于知识工作者的想法有超乎寻常的远见,但企业的形式还是更加接近柯林斯的描述。

结合战略管理课上听到的只言片语,我认为他们的观点代表了两种学派,前者德鲁克认为的以任务,绩效为导向的正说明企业注重流程,注重业务的竞争力,因为业务和任务是密切结合的。而后者柯林斯的观点则更多的是在发展以能力为主的竞争力,优秀的人才是一种软资源,可以为企业带来绩效,而且基于能力的竞争力是动态的,更加难模仿。

因此总的来说,我更加倾向于柯林斯的先人后事的思想。您呢?

Posted in 思前想后 | 5 Comments

一年聚

大学毕业已经一年不到

五一短假回南京的同学十七八号

大家一起聚在俺家小院把话聊

聊聊工作的烦恼

聊聊未来的美好

吃菜喝酒然后瞎搞

强制kiss尺度高

为达目的底线不要

快乐收场皆欢笑

然后就往玄武湖跑

玄武湖里竟然无线信号也很好

大家聊聊坐坐还有几个人去撒尿

最后大家打车回家鸟

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我眼中的索罗斯

索罗斯是一个两面性的人,一方面他是一个慈善家,一方面他是金融大鳄。作为慈善家,他甚至获得过为人类做出贡献之类的奖章。他将几亿几亿的美金投入到东欧等地的慈善基金,用来改善那里的民瑞脑消金兽主和弱势群体的生活条件。但作为一个金融大怪兽,他的量子基金对英国,东南亚,香港的金融危机有直接责任。在挽救东欧的贫困人们的时候,他难道没有想过那些在金融危机中失去几乎全部家产,濒临绝望的家庭吗?他到底是怎么想的,不过真如他在“打败”英格兰银行时所表达的观点一样:他只是一个职业的金融人士,投机者。他只是在一个合法但不合理的金融市场赚可以赚的钱,即使他不赚,同样会有别人赚。他只是在玩规则下的游戏。他甚至一直在为改善金融体系体系而努力,要知道他的工作就是钻金融的空子。

他的本想做一个哲学家,看来有成就的人都有自己的一套思想,不然只是庸人一个(但会不会是成为了不凡的人以后,人们才开始去寻找所谓的他的思想,哎,我又被“黑天鹅”影响了)。他认为的金融市场是无效的,那本《金融炼金术》就是他将自己的哲学理念记录下来,比如“反馈理论”——市场上的人会因为某个信息而产生偏见,然后基于这些偏见进行的金融活动又会反过来影响金融市场,不管开始的某个信息是不是真的会发生。

他由于出身匈牙利,求学英国,谋职与美国,所以他的分析中全球化的观点非常重,常常利用国际上的发展趋势,结合汇率波动,带动利息,股票,股指,从中获利。在日本,美国,英国,德国,东南亚,香港,俄罗斯都有大量的量子基金的活动。他的惯用手段就是卖空,所以他也叫“空头大师”,就是他预见股指、汇率等由于政策,国际关系的大方向方面而下跌的时候就大量做空,等指数下跌以后就大赚一笔。这种做空的手法,虽说不仁道,是建立在别人的痛苦之上,但人们发明了这种金融工具。比如他出击东南亚的方法就是:首先抛售当地货币,使其贬值,贬值到当地政府也救不了,接着利率上升,带动股东篱把酒黄昏后市资金流向银行,股指下降,从而索罗斯先前购买的大量赌股指会下跌的空头合约就大赚一笔。当然这其中少不了对基本面形式的判断。

和巴菲特的投资哲学类似,他也不行那套投资组合理论,所谓的把鸡蛋放在不同的篮子里。他一般是在初步小研究之后,先小笔资金试探,一旦可以便重磅出击。他会问手下,“你买了多大份额?”,那人答“十亿美元。”他就接着说“这也叫份额?!”。

如果认为他只是细心观察,大胆投资的人,那还不够的,他另一个特点是用于承认错误,这也是他的第一投资准则,当你发现自己的股票失败时,不要犹豫,不要痛苦,应该当机立断的“割肉”,然后说我投资错了。这种毫不犹豫的收手是他成功的一个重要条件。德国马克的投资中他亏了6亿美元,在87年美国金融的大崩盘中也未能幸免,但他总能即使退出,重新再来,从不沉溺于自己的错误,这是多么难能可贵的品质啊!试想当你投了几十亿的美金,然后事实告诉你你已经亏了几个亿了,这时候多少人能直面事实呢?多少人能忍心割肉呢?或许只有索罗斯能做到。就像他一直对待钱的心态一样,似乎他赚的钱和他没有关系,那只是一串数字而已,他没有奢侈的游艇、飞机,他只热爱工作,热爱使他的那串数字变大。当然他也有没有按照自己“第一准则”的时候,那是98年在俄罗斯的投资。不知为何,他总是不能像一个商人一样承认俄罗斯将面临巨大的衰退,他却反过来把自己当做了一个政治家的去投入挽救俄罗斯的经济。结果等他醒来的时候,已经损失了30亿美元,还有60多亿的呆账。

当然总的来说他是一个成功的投机家,和巴菲特不同,他着眼短线,对国际局势的判断后就大局出击,打败英格兰银行,制造东南亚金融危机,使马来西亚破产,不仅使他名声鹊起,而且每一次都让他的量子基金赚了几十,几百亿,成为华尔街人人膜拜的“上帝”。

这就是我眼里的索罗斯,一个小时候认为自己是“上帝”的索罗斯。

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